Chapter 13 Bankruptcy – Individual Reorganization
The Pedigo Law Corporation | FIGHTING FOR THE AVERAGE JOE®

Chapter 13 bankruptcy allows individual “wage-earners” to re-organize their debts paying anywhere from 0% to 100% back to unsecured creditors. All payments to unsecured creditors become part of the Chapter 13 Bankruptcy plan and are paid through the plan to the Chapter 13 Trustee.

At the 341(a) meeting of creditors, debtors need to bring the following information:

  • Photo ID (Driver’s license or Passport)
  • Proof of Social Security number (social security card, original W-2 or 1099 tax forms)
  • Copy of last mortgage statement
  • Last FOUR (4) years of tax returns

The one rule to follow is to tell the truth and disclose everything to the trustee. False testimony under oath in the Bankruptcy context is a Federal crime.

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